Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think seriously about buying a home again. Last year, 15% of respondents planned to buy within 12 months. This year, that number rose to 17%.
That may seem like a small increase, but after several years of cooling demand, it’s a meaningful signal. More buyers are feeling closer to ready — and many are setting their sights on 2026.
If buying a home is on your goal list for next year, now is the time to start laying the groundwork.
Why Buyer Momentum Is Building
After a long stretch of hesitation, buyers are slowly regaining confidence. Affordability is stabilizing, inventory is improving in many areas, and people are realizing they don’t need perfect conditions to start planning.
That shift matters. The buyers who move most confidently later are often the ones who quietly prepared earlier — without rushing or forcing a decision.
And preparation doesn’t mean buying tomorrow. It means getting clarity.
Planning To Move in Early 2026? Start With These 4 Steps
If your timeline points toward early 2026, here’s where to focus first:
1. Get pre-approved
Pre-approval gives you a realistic picture of your buying power and monthly payment. Just keep in mind most approvals are valid for 30–90 days, so this step is best taken once you’re getting serious.
2. Run the numbers
Review your expenses and build a budget that reflects real life — not just what a lender says you can afford. This helps you avoid stretching too far later.
3. Define your non-negotiables
Clarify what truly matters: location, commute, layout, lifestyle needs, school districts, and long-term plans. Knowing this upfront makes decision-making easier once homes enter the picture.
4. Choose your agent early
The right agent does more than show homes. They help you understand pricing, timing, competition, and strategy — long before you write an offer.
Buying Later in 2026? This Is Still Your Prep Window
Even if your purchase is farther out, this season still matters. The most confident buyers later on are usually the ones who prepared quietly and consistently.
Here are a few low-stress ways to do that:
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Work on your credit: Improving your score can positively impact loan terms and interest rates.
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Automate savings: Automatic transfers make consistency easier and remove temptation.
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Lean into side income: Freelance work, part-time gigs, or side hustles can accelerate savings.
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Use unexpected cash wisely: Tax refunds, bonuses, or gifts can give your home fund a meaningful boost.
The common thread? Small, intentional steps now make a big difference later.
Bottom Line
If buying a home in 2026 is on your radar, start the conversation now — not to rush, but to give yourself clarity, confidence, and options.
Every successful move begins with a plan. And when you’re ready to build one that fits your timeline and goals, the right guidance matters.
✨ Ready to start planning with intention?
👉 Connect with a trusted local expert at https://aceestate.com/ and let’s map out your next move — at your pace.
